I’m a money saving pro – here are 8 easy subscription tricks that could save you HUNDREDS


Millions of families across the UK are looking for ways to cut their spending and easy swaps can make a big difference.

Soaring energy billEmerging fuel and the cost of food and rocketing inflation Has loosened the pockets of many families.


Which one? Here’s a list of the top 10 things you can do to cut down on your entertainment subscription.credit: getty

And the first thing that some people fall short of are subscriptions.

Services like Netflix boomed during lockdown when millions were stuck at home with nothing to do – but now people are starting to question whether their subscriptions are worth the money.

But if you don’t want to give up your binge marathon, there are ways to cut expenses without giving up your daily dose of entertainment.

What? Money expert Reena Severaj in the US said: “Many of us find that paying for subscriptions is now normal, but the cost can add up quickly.

“But we have found many ways to save on a variety of subscriptions. It is often cheaper to pay annually rather than monthly, and you can even rotate your monthly subscriptions instead of paying for more than one service at a time. ”

Here are Rina’s Top Ways to Save Pennies on services, from heroine Prime to Spotify.

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share your membership

Sharing a streaming subscription among a family is one of the easiest ways to save Pennies,

Spotify is one platform that has this option.

While a single subscription to the music streaming service costs £9.99, you can get its premium Duo plan for £13.99 per month.

This saves £71.88 a year compared to the cost of two separate subscriptions.

And there’s an option for larger families too – Premium Family is £16.99 per month and lets up to six people access tunes at once.

If you have six separate accounts, this increases to £203.88 per year instead of £716.28 – a savings of £515.40.

Pay annually instead of monthly

Sometimes paying for an entire year’s membership all at once can seem daunting.

But if you know you’ll stick with the service, it can save you money to pay in one lump sum.

For example, Disney+ costs £7.99 per month or £79.90 per year.

Paying for the annual subscription saves you £15.98 over the monthly payment option £15.98.

Similarly, Amazon Prime is £7.99 per month or £79 per year.

If you can afford it, it’s a really easy way to save some cash.

rotate monthly subscriptions

If you have more than one TV and movie subscription, you can save money by rotating the amount you pay for each month.

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Netflix £6.99 per month, NowTV £9.99, Amazon Prime £7.99 and Disney+ £7.99 – can add up to £32.96 per month, or £395.52 per year if you have all of them.

But each of these services allows monthly paying users to cancel their subscription at any time at no charge.

So if you can plan out what you want to watch, you can optionally sign up for which service and save.

You can save hundreds of pounds if you currently have all four services, and switch to choosing just one a month.

Do your research and compare prices

With so many streaming options, it’s easy to keep track of which movies and series are available on each.

But there’s no point in paying for a subscription if it’s not worth the binge on offer for you.

If there’s a specific program you want to watch, one trick is to research what platforms there are and choose one.

If it’s on multiple platforms, see which one is cheaper.

For example, the addictive crime series Line of Duty is available on both Netflix and BBC iPlayer.

The cheapest Netflix subscription is £6.99 per month, but BBC iPlayer is free if you already have a TV license.

Also check bundle deals – some mobile phone providers offer free extras with contracts.

For example, vodafone amazon prime offer up to 24 months, Spotify Or YouTube Premium with certain monthly deals.

downgrade your plan

Switching to a cheaper subscription plan is another easy way to save.

Netflix There are three different plans – Basic (£6.99), Standard (£10.99) and Premium (£15.99).

More expensive packages allow more than one user to watch on a different screen at once – great for families, but not of much use if you live alone.

Check that you’re not overpaying for what you’re using – if you’re paying for premium but only watch two people, you can save five bucks a month.

During this, heroine Prime also offers a basic subscription called Prime Video for £5.99 per month.

It doesn’t offer its own free premium delivery service, but it does let you stream shows – so if you’re not interested in buying, it’s an easy way to save £2 a month.

All 4, ITV Hub and My 5 are available for free (unless you’re using them to watch live television), while BBC Sounds has a library of podcasts and music.

Calculate if it’s really worth the money

How often do you actually use your subscription?

If it only happens a few times a month, it might not be worth them.

For example, a Pret a Manger Coffee subscription costs £25 a month and gives customers up to five hot drinks a day.

A regular size latte costs £2.95 at Pret, so if you buy one three times a week you’ll spend £35.40 without a subscription.

However, a black coffee costs £1.40 and thrice a week would cost £16.80 per month, in which case customers would save £8.20 by purchasing them individually.

Make the most of free trials

Streaming services often let you try before you commit, and give you a month for free.

Spotifyapple music, tide, heroine music unlimited and youtube Premium currently gives one month free trial to new users according to whom?

It’s worth taking advantage of this free period to work if you’re actually going to use the service enough to justify paying for it.

Be sure to put the date in your diary that the trial ends so that you don’t accidentally sign up and pay for a service you don’t want.

Cancel What You Don’t Use

It’s easy to lose track of ongoing subscriptions, especially if you’re paying from several different Bank Accounts.

Apps like Money Dashboard and Snoop give users an overview of all their Bank Accounts in one place and can help you find subscriptions you’re not using.

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some banking Apps also have features that make it easier to stay on top of the bills.

Check your bank statement regularly to detect any unfamiliar or recurring payments and make sure you are using the services you are paying for.

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