I’m an auto advisor – what to say when car dealerships requests your credit report for a quote – buying and leasing


People looking for car estimates may not know what to say when a dealership requests their credit report—but car specialist Deshon Auto Consultant does.

countries deployment of One TIC Toc Where it responds appropriately is when a dealer requests your credit score during the purchase or lease bidding process.


Tiktok Car Expert Deshon The Auto Advisorcredit: tiktok / countrynethioautoadvisor

this tiktok Vehicle The expert’s first piece of advice is that you do not need to provide your credit score to generate an auto financing quote.

Deshon said he: “Run thousands of quotes at Mercedes and General Motors and [I] A credit report is never required, as it is only an estimate when you are shopping for a quote.

“You don’t need the exact price because you haven’t even decided whether you want the car.”

Desone highlights what dealerships ask of you credit score Because they know people are credit conscious.

This self-consciousness can cause a car buyer to stick to one dealer to avoid being asked again.

If a dealership asks you for your credit for an auto loan quote, Deshon asks to answer: “Assume good credit.”

Good credit means the dealership will not give you the best possible estimate.

Not getting the best estimate makes it easy for you to make an average coat that is applied more generally.

This average figure will help you figure out how much the price has changed since you deposited your credit.

If there is a significant increase in the prices, the dealership will have to explain the reason behind the increase.

Deshon suggests people searching for leasing quotes tell an auto dealership employee “Assume Tier One.” When you are asked for your credit.

Deshon says you can describe this response as “I know I need to qualify for this, but I’m just looking for a guess.”

Deshon has served as a salesperson for Mercedes and General Motors.


Deshon has served as a salesperson for Mercedes and General Motors.credit: tiktok / countrynethioautoadvisor


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